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fair lending
Demonstrating the Banking Industry’s Affects on Communities ESI Senior Vice President Lee Huang’s op-ed, How Neighborhoods Could Lose if Trump Succeeds in Rolling Back Bank Reforms, published in Next City demonstrates how reduced access to data could be detrimental to communities across the nation. He makes the case for the transparency and accountability derived from Dodd-Frank as […]
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In recent years, there has been an increased focus on racial inequality and decreasing racial disparities in the US. In Philadelphia and other major cities, many disparities between racial and ethnic groups – particularly wealth and asset disparities, disparities in public goods and services (including public education) and disparities in health outcomes, can be directly […]
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Over the past forty years, legislation has been enacted at the federal, state, and local levels to regulate the banking industry and protect individuals against unfair lending practices. As a result of the Great Recession, financial and housing markets have experienced significant distress, making efforts towards oversight and accountability of particular value. To support this […]
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Since 2006, Econsult Solutions, Inc. (ESI) has been retained by the City of Philadelphia to conduct an annual Fair Lending Analysis of the city’s authorized depositories. The study is designed to analyze whether the city’s depositories provide financial products and services in a fair and unbiased manner to the citizens of Philadelphia, in accordance with […]
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Since 2006, Econsult Solutions, Inc. (ESI) has been retained by the City of Philadelphia to conduct an annual Fair Lending Analysis of the city’s authorized depositories. The study is designed to analyze whether the city’s depositories provide financial products and services in a fair and unbiased manner to the citizens of Philadelphia, in accordance with […]
Read More
Since 2006, Econsult Solutions, Inc. (ESI) has been retained by the City of Philadelphia to conduct an annual Fair Lending Analysis of the city’s authorized depositories. The study is designed to analyze whether the city’s depositories provide financial products and services in a fair and unbiased manner to the citizens of Philadelphia, in accordance with […]
Read More