retirement initiatives

The Cost of Doing Nothing: Federal and State Impacts of Insufficient Retirement Savings

May 5, 2023 / Comments Off on The Cost of Doing Nothing: Federal and State Impacts of Insufficient Retirement Savings

ESI was engaged by the Pew Charitable Trusts to explore the potential economic and fiscal costs of existing trends in retirement savings. As the elderly population of the United States continues to grow, it becomes increasingly important that households plan appropriately to maintain their living standards in their retirement years. This study quantifies the potential […]

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The Impact of Insufficient Retirement Savings in Pennsylvania, 2020-2035

March 2, 2023 / Comments Off on The Impact of Insufficient Retirement Savings in Pennsylvania, 2020-2035

In an update to our 2018 report produced by ESI for the Pennsylvania Retirement Security Task Force, which undertook analysis of the statewide revenue and expenditure implications of insufficient retirement savings in Pennsylvania over the 2015-2030 period, we looked at updates to each category of statewide and county-level impacts for the years 2020-2035. Pennsylvania’s elderly […]

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What are the Potential Benefits of Universal Access to Retirement Savings?

December 15, 2020 / Comments Off on What are the Potential Benefits of Universal Access to Retirement Savings?

The Center for Retirement Initiatives (CRI) at Georgetown University engaged ESI to assist the Center in developing an analysis of national options to expand retirement savings coverage. The CRI study examines how characteristics such as account type (payroll deduction IRA vs. 401(k)), the employers required to participate, and default levels of employee contributions and any […]

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