retirement

The Cost of Doing Nothing: Federal and State Impacts of Insufficient Retirement Savings

May 5, 2023 / Comments Off on The Cost of Doing Nothing: Federal and State Impacts of Insufficient Retirement Savings

ESI was engaged by the Pew Charitable Trusts to explore the potential economic and fiscal costs of existing trends in retirement savings. As the elderly population of the United States continues to grow, it becomes increasingly important that households plan appropriately to maintain their living standards in their retirement years. This study quantifies the potential […]

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What are the Potential Benefits of Universal Access to Retirement Savings?

December 15, 2020 / Comments Off on What are the Potential Benefits of Universal Access to Retirement Savings?

The Center for Retirement Initiatives (CRI) at Georgetown University engaged ESI to assist the Center in developing an analysis of national options to expand retirement savings coverage. The CRI study examines how characteristics such as account type (payroll deduction IRA vs. 401(k)), the employers required to participate, and default levels of employee contributions and any […]

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The Fiscal Impacts of Insufficient Retirement Savings in Colorado

February 28, 2020 / Comments Off on The Fiscal Impacts of Insufficient Retirement Savings in Colorado

ESI was commissioned in 2019 by the legislatively created Colorado Secure Savings Plan Board to study the economic and fiscal impacts of insufficient retirement savings in Colorado as part of the state’s consideration of efforts to address inadequate retirement preparedness among private sector workers. The analysis demonstrated that the financial capacity of elderly households to […]

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